WILMINGTON, DE -- The Citibank "students-only" Visa credit card, available only to matriculants of our nation's colleges and universities, rewards them with higher interest rates and lower credit limits than average credit users.
    "Our cards give students everything they need to get the credit they deserve -- including higher late payments and higher default interest rates -- and they are available just for college students."
    Students have a variety of exclusive, punitive credit plans available to them to fit their deficit spending needs.